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Assistant Professor
Finance, Accounting and Control

0495-2809121 / +91-- 8943716269

Fellow (IIM Calcutta)

MFM, M Com (Banking & Insurance), CAIIB, B.Sc(Physics Hons)

PGD Banking, PGD Foreign Trade, PGD MM, PGD PM&IR

Certificates in LC (Pace University, US), Certificate in OM & FA (Brunel University, UK), Certificate in Econometric Analysis (ICSSR)
Research Areas
Credit Risk in Banks; Loan Covenants

Financial Inclusion,

Corporate Governance in Banks

Oil & gas Accounting


Significant Publications
Book: Accounting for Management 2016 ABS Books publication by Vinay Kandpal, PC Kavidayal and Pankaj Baag

Book: Financial Institutions and Markets 2016 ABS Books Publication by Vinay Kandpal & Pankaj Baag

Book chapter: ‘Financial Inclusion and the Indian banks’ in the Book- ‘Financial Management: Contemporary Thoughts’ edited by Kumar & Singh, Research India Publications, Delhi, 2015.

Book Chapter:‘Expanding financial services access for the poor’ in the Book- ‘Financial Management: Contemporary Thoughts’ edited by Kumar & Singh, Research India Publications, Delhi, 2015

Book chapter: ‘Corporate Governance for Family Firms’ in the BOOK- ‘CORPORATE GOVERNANCE- MILLENNIUM CHALLENGES’ edited by Mishra & Jhunjhunwala, Excel publication, New Delhi, 2009.


Working Papers
1.   Exploring the relation between Promoter?s Contribution and Resubmitted Approved Loan Proposal in the Indian banks at the loan inception stage
Pankaj Kumar Baag    (2014)    Abstract

2.   Predicting the probability of default Using asset correlation of a loan portfolio
Pankaj Kumar Baag    (2014)    Abstract

Contact Details

Indian Institute of Management Kozhikode
IIMK Campus P. O., Kozhikode, Kerala,
PIN - 673 570

Phone: +91-495-2809100
Fax: +91-495-2803010-11

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